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Showing posts with label money. Show all posts
Showing posts with label money. Show all posts
Friday, August 27, 2010
expenditure
Thursday, January 22, 2009
Hard times for some
Three of my friends have gone, or are going through, a stage where they are trying to pay off their debt. (Two have been declared bankrupt, the other is in the middle of a lawsuit.) By doing so they had or have no money left to pay for food. It’s a very tough place to be in because it means the following:
· Fessing up to strangers that you did things in the past that led you to ask for a food package from the government or the Sallies.
· Feeling humiliated you’re not able to look after your finances and that you need help
· Having to tell family and friends you got to this point which is usually hugely embarrassing (even though the reasons are varied and understandable)
· Having to learn to look yourself in the face and overcome all the emotional issues and find understanding in yourself
· Get a practical plan in place and make a radical change for the future
· After the initial hubbub accept all that happened, tidy up and move on.
It takes a while to get to that last point. I have great admiration for my friends who have admitted they made mistakes, that they didn’t handle their finances in the best of ways and that they are majorly committed now to sticking with budgets and self restraint. My friends said that some people responded weird, that because they ‘lost face’ they were no longer friends. To me that should tell my friends more about what these ‘supposed’ friends were really like in the first place then what it says about themselves.
I think it does anyone great credit to admit they have done something that wasn't so handy and that they have chosen to face the music and continue on regardless. It’s what makes us human. The fact that people, and friends, may do silly things or make mistakes is not a reason for me to stop being friends with them. I would be a very shallow and unwise person if I were to do that.
A friend of mine always says: “Bless the Crisis, because it creates movement and change”. I think he’s very right. Yes, when you’re in a tight spot or when you are going through hard times it’s not funny at the time but looking back it’s one of the best things that could have happened. Why? Because WE LEARN. Being in a safe unchangeable environment is not going to challenge you nor make you grow. Basically I find if people have nothing going on in their lives they are either Mahatma Ghandi types who are transgressed beyond attachment and judgment (extremely rare breed these) or they are trying to safe-glide through life which really, is incredibly boring! I’m not a boring person myself so I’m not surprised I get to know people who are slightly off the wall. That’s fine with me. Imperfectness is beautiful, perfectness is boring as heck.
Having said that, I wouldn’t suggest creating dramas in your life for the sake of it, but when things do happen, taking a good look and work out what the scenario is. What is the hardest part? What do you hate about it? Anything you resist persists someone else said. It’s very very true. You know how events come back into your life, different people and stage, same topic. It stops once you learn from it, when it changes you. These situations honestly cease to come back. I swear funny but true.
Life is to experience, not to learn from in the sense that we are here only to learn. We acquire wisdom by doing. This includes choosing to do stupid things or making choices where we later go: “Hang on, that wasn’t the brightest idea on the planet.” Still we are people. Can we at least be allowed to be human?
· Fessing up to strangers that you did things in the past that led you to ask for a food package from the government or the Sallies.
· Feeling humiliated you’re not able to look after your finances and that you need help
· Having to tell family and friends you got to this point which is usually hugely embarrassing (even though the reasons are varied and understandable)
· Having to learn to look yourself in the face and overcome all the emotional issues and find understanding in yourself
· Get a practical plan in place and make a radical change for the future
· After the initial hubbub accept all that happened, tidy up and move on.
It takes a while to get to that last point. I have great admiration for my friends who have admitted they made mistakes, that they didn’t handle their finances in the best of ways and that they are majorly committed now to sticking with budgets and self restraint. My friends said that some people responded weird, that because they ‘lost face’ they were no longer friends. To me that should tell my friends more about what these ‘supposed’ friends were really like in the first place then what it says about themselves.
I think it does anyone great credit to admit they have done something that wasn't so handy and that they have chosen to face the music and continue on regardless. It’s what makes us human. The fact that people, and friends, may do silly things or make mistakes is not a reason for me to stop being friends with them. I would be a very shallow and unwise person if I were to do that.
A friend of mine always says: “Bless the Crisis, because it creates movement and change”. I think he’s very right. Yes, when you’re in a tight spot or when you are going through hard times it’s not funny at the time but looking back it’s one of the best things that could have happened. Why? Because WE LEARN. Being in a safe unchangeable environment is not going to challenge you nor make you grow. Basically I find if people have nothing going on in their lives they are either Mahatma Ghandi types who are transgressed beyond attachment and judgment (extremely rare breed these) or they are trying to safe-glide through life which really, is incredibly boring! I’m not a boring person myself so I’m not surprised I get to know people who are slightly off the wall. That’s fine with me. Imperfectness is beautiful, perfectness is boring as heck.
Having said that, I wouldn’t suggest creating dramas in your life for the sake of it, but when things do happen, taking a good look and work out what the scenario is. What is the hardest part? What do you hate about it? Anything you resist persists someone else said. It’s very very true. You know how events come back into your life, different people and stage, same topic. It stops once you learn from it, when it changes you. These situations honestly cease to come back. I swear funny but true.
Life is to experience, not to learn from in the sense that we are here only to learn. We acquire wisdom by doing. This includes choosing to do stupid things or making choices where we later go: “Hang on, that wasn’t the brightest idea on the planet.” Still we are people. Can we at least be allowed to be human?
Monday, January 19, 2009
magic frequencies
Having brainwaves is a good thing. It means the pink blob is working, ticking along and humming on its magic frequencies, making popping noises when ideas start tumbling over each other and resulting in a waterfall (like chocolate pouring out of the huge container in the chocolate Cadbury Factory here in Dunedin). It can be overwhelming and it can be very Eureka. It can taste delicious too.
For me, I had been pondering how to resolve a situation involving my own dear business, Quality Living ltd. I have a group of wonderful people I’d like to continue to work with, I have got myself and my limitations time wise, and I have my financials that are in pretty good nick but have yet to evolve to come even close to compare to Buffets empire. (There's time still.) As I’m continuing to work on my business plan and tinkering along filling it out I wonder and ponder. A practical and sensible idea has entered my head and I will go and see a business consultant to discuss this with tomorrow. I realized that I can’t be everything and do everything. Everyone has their expertise and mine is seeing things others don’t and getting these ideas underway and into motion. Being creative helps too. I have a knack for picking up on gaps in the market, trends, how certain things will pan out and so on.
There’s more to life than making money though, for me it’s about passion and keeping my eye on the ball is important. Growth is a motivator through experience and bringing people together who can share that. It’s about learning, not accumulation. You can’t take material things with you when you die but heck I decided I can have fun in the meantime. Money is energy and a means to and end, not a goal in itself.
Last year I felt I was trying to learn to mountain climb but couldn’t see the whole mountain from where I was and I hadn’t all the necessary gear. It would be a bonus if I found someone who’s climbed a rock face before but I will make do without him or her if it so happens. I’m not afraid of trying new things or to fall on my face. Playing safe doesn't get you anywhere. I’m not stopping my enterprise because it’s daunting. I’ve concluded I’m better doing what I do best and to learn that which I think I can get my head around and consult the ones who are experts in areas I'm not. Keeping taking steps is the best way. I am not yet a hard core businesswoman who knows the whole nine yards. I probably will be quite knowledgeable by the time I’m 40. I’m not wanting to become this straight haired business biach anyway, with bright red lipstick and stilettos to kill. I'd laugh at myself too much looking like that. If you take yourself too seriously then live starts to lose its shine.
The more I think about it, the more sense it makes to do what I intend to do. I found that it no longer matters what opinions others may have. I do my homework, draw the conclusions and keep building. Those who will understand what I'm doing and support me will definitely benefit from it. So we all win the end of the day and the main thing is that I know I've done all I possibly can. And it will be quite a bit.
For me, I had been pondering how to resolve a situation involving my own dear business, Quality Living ltd. I have a group of wonderful people I’d like to continue to work with, I have got myself and my limitations time wise, and I have my financials that are in pretty good nick but have yet to evolve to come even close to compare to Buffets empire. (There's time still.) As I’m continuing to work on my business plan and tinkering along filling it out I wonder and ponder. A practical and sensible idea has entered my head and I will go and see a business consultant to discuss this with tomorrow. I realized that I can’t be everything and do everything. Everyone has their expertise and mine is seeing things others don’t and getting these ideas underway and into motion. Being creative helps too. I have a knack for picking up on gaps in the market, trends, how certain things will pan out and so on.
There’s more to life than making money though, for me it’s about passion and keeping my eye on the ball is important. Growth is a motivator through experience and bringing people together who can share that. It’s about learning, not accumulation. You can’t take material things with you when you die but heck I decided I can have fun in the meantime. Money is energy and a means to and end, not a goal in itself.
Last year I felt I was trying to learn to mountain climb but couldn’t see the whole mountain from where I was and I hadn’t all the necessary gear. It would be a bonus if I found someone who’s climbed a rock face before but I will make do without him or her if it so happens. I’m not afraid of trying new things or to fall on my face. Playing safe doesn't get you anywhere. I’m not stopping my enterprise because it’s daunting. I’ve concluded I’m better doing what I do best and to learn that which I think I can get my head around and consult the ones who are experts in areas I'm not. Keeping taking steps is the best way. I am not yet a hard core businesswoman who knows the whole nine yards. I probably will be quite knowledgeable by the time I’m 40. I’m not wanting to become this straight haired business biach anyway, with bright red lipstick and stilettos to kill. I'd laugh at myself too much looking like that. If you take yourself too seriously then live starts to lose its shine.
The more I think about it, the more sense it makes to do what I intend to do. I found that it no longer matters what opinions others may have. I do my homework, draw the conclusions and keep building. Those who will understand what I'm doing and support me will definitely benefit from it. So we all win the end of the day and the main thing is that I know I've done all I possibly can. And it will be quite a bit.
Labels:
business plan,
money,
Quality Living Network,
sharing,
trend
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